Investor Teaser · April 2026
The AI Operating System for Wealth

The future of wealth.

The AI Operating System for mid-market wealth managers.

Round
£3M Seed
Target close
June 2026
Confidential
Market opportunity / 02 of 10
Market opportunity

The industry is forced to move to AI OS.
WealthAi is ready.

Three macro forces converging. The window to build the AI OS in wealth is open now.

£5.5T
Transferring to the next generation

The largest intergenerational wealth transfer in history is underway. Recipients expect digital-native, personalised, always-on service that most wealth managers cannot deliver at scale.

Brooks Macdonald · UK wealth transfer data
10,000+
Family offices by 2030

Family offices grow from ~8,030 today to over 10,000 by 2030, holding $5.4T. A fast-growing, underserved segment that needs an operating system out of the box.

Deloitte 2024
75%
UK financial services already use AI

Up from 58% in 2022. Wealth firms are moving from experimenting with AI to embedding it in regulated workflows, including compliance, research, and reporting.

Much of it is Shadow AI: unapproved tools, used outside compliance, breaking FCA SYSC and Consumer Duty obligations.
Bank of England & FCA AI survey 2024
The problem / 03 of 10
The problem

Wealth management runs on broken infrastructure.

Legacy systems cannot scale trust, personalisation, or performance. Margins compress, advisors burn out, clients get less face time.

60–70%
of RM time goes to non-revenue work
RMs at private banks lose most of the day to manual data processing, fragmented platforms and unintegrated research.
McKinsey · Analytics in wealth
2×
AUM and revenue per adviser, unrealised
Automation can free nearly half of RM time. That is enough capacity to double AUM per adviser, trapped behind admin today.
Accenture · Asia Wealth 2023
60–80%
of tech budget keeps legacy alive
Only 20–40% of spend is available for change. Innovation is starved while costs compound.
McKinsey · Ops transformation
10+
disconnected systems at 37% of Swiss firms
Fragmented stacks across custody, portfolio, CRM, research and compliance break every workflow.
PwC Digital Banking 2023
Product showcase / 05 of 10
Agents / 06 of 10
Product

Agents as a virtual workforce, working across the firm.

Advisors, Compliance Officers, Investment Managers, Operations. One Assistant, role-aware, plugged into the systems each team already uses.

Front office Advisors · RMs · Client servicing
Client research & CRMMeeting prep, account briefs, next-best-action
Investment insightPortfolio commentary, scenarios, house view
Advice generationSuitability, proposals, personalised narrative
Onboarding & commsKYC intake, reporting, client-ready drafts
Advisor impact1 day back per RM / week
Middle office Compliance · Risk · Regulatory
Compliance monitoringMAR surveillance, Consumer Duty, exception-first review
Risk managementConcentration, liquidity, scenario testing with controls
AML / KYC workflowsScreening, adverse media, periodic review automation
Regulatory reportingFCA · MiFID II · FINMA · full audit trail
Commercial wedgeCompliance Agent · live Q2 2026
Back office Operations · Finance · Fund admin
Accounting & reconBreak detection, valuations, period-end close
Payments & bankingInstruction review, exception triage, SLA tracking
Post-trade & custodySettlement status, custodian feeds, corporate actions
Fund & ops dataFund admin flows, fee billing, MI & dashboards
Ops ratio40% fewer tickets per £1bn AUM
Agents shipping
Research · live Compliance · Q2 2026 wedge Investments Advisory Onboarding Risk Reporting Operations
4 live, 16 by end 2026
IP & Moat / 07 of 10
Why this compounds

Why this is harder to displace every quarter.

Shallow Moat depth Deep
01
Portable Assistant

Belongs to the professional, not the firm.

Personal context travels between employers. Every customer puts trained Assistants into the buyer base. The next firm inherits a workforce that already knows how to use us.

AIAIAIAI
Firm A
›
AIAIAIAI
Firm B
›
AIAIAIAI
Firm C
02
Integration Layer

Build once, light up for everyone.

Every integration built for one client lights up for all 17 partners and every future firm. Each new connector becomes part of the platform's surface area, owned by us, used by all.

17 HUB
17 partners live
→ every future firm
03
Client File Lock-In

We become the firm's CRM.

The Client File becomes the system of record. Trained Assistants, custom agents and marketplace subscriptions sit on top. Leaving means rebuilding the firm's operations stack.

Trained Assistants
Custom Agents
Marketplace Subs
Client File · System of Record
Switching cost = rebuild ops Relationships, data, workflows, governance.
The flywheel: more customers → more trained Assistants → more integrations → agents on the Client File → displacement cost rises every quarter.
Traction / 08 of 10
Traction

Growth velocity in a foundational year.

£784K ARR pipeline: 4 clients live (£100K cARR, paying from Q3 2026) plus 13 active deals converting now, on a wider funnel of 50+ logos worth ~£6M. The v2.43 model targets 16 clients and £965K ARR by end 2026.

13
Active Q2 deals
4
Live clients
£784K
Active deal ARR
50+
Wider funnel logos
17
Marketplace partners
3
Markets · UK · CH · IT
Q2 active deals · by status
Stage
Firms
TCV
Live on platform (paying Q3 2026)
4
£249K
Enterprise agreements converting
3
£160K+
Moving to pilot
6
£375K+
Wider funnel (all stages)
50+
~£6M
Active Q2 deals
13
£784K
World class team / 09 of 10
World class team

Built by people who know why this is hard.

Deep domain expertise across wealth management, AI engineering, regulatory compliance, and enterprise platform building.

JN
Jason Nabi
Founder & CEO

35 years in wealth management, capital markets and fintech. Started at Charles Schwab, then Bloomberg. MD at HSBC, Société Générale and BNP Paribas. Former CRO at Paxos. Founded WealthAi Jan 2023.

PD
Pratim Das
Co-Founder & CTO · AI & Delivery

25 years building data and AI platforms. Ex-Microsoft (ethical AI champion), ex-AWS, ex-Capgemini Invent VP Cloud / Data / AI Engineering. MSc Computer Science. Joined WealthAi Feb 2026.

PG
Paul de Gruchy
Co-Founder & Chief of Staff

Commercial and regulatory lawyer, 25 years in wealth management. Senior policy roles at the financial services regulator, led legal at a global bank, took an infrastructure business launch to FTSE 250. Cambridge.

IE
Izel Ersoy
Co-Founder & Chief Product Officer

Ten years of product leadership across wealthtech, family office and insurance platforms. Product Lead at MyFO (£1B+ AUM), integrations with Plaid, Codat, Wealthica. Beedie School of Business. Owns product, design and UX at WealthAi.

CM
Charlotte Morton
Chief Marketing Officer

Twenty-plus years in senior marketing leadership at Google and YouTube. Head of Brand and Reputation Marketing, Head of YouTube B2B Marketing. Cambridge MA. Owns brand, marketing and go-to-market at WealthAi.

14
Member team today
22by H1 2026
32by EOY 2026
Next-tier leadership: Harry Kyprianou (Head of Product & Solutions Strategy, ex-Rathbones), Soheel Haque-Everding (Head of Engineering & AI, ex-UBS/BNP Paribas). Hiring VP Sales, SDRs, AI engineers.
The ask / 10 of 10
The ask

Raising £3M Seed.

To turn a foundational year into a leading one. Target close June 2026.

Round£3M Seed
Target closeJune 2026
Runway24 months
BreakevenMonthly EBITDA Jun 2028
Use of funds
45%
Commercial, Sales & GTM
Sales team build, cohort programme delivery, partner channel, reference-client expansion.
30%
Product & Engineering
Platform depth. Agent development. Data layer build-out.
15%
Operations
Finance, legal, client success, compliance. Scaling operational base to 32 FTE by EOY 2026.
10%
Infrastructure
Azure hosting. Security & compliance certifications. Operational runway.
What this round unlocks
16
Clients live by Dec 2026 Compliance + Research agents; full Assistant deployment
£965K
ARR by end of 2026 Path to £15.01M ARR by 2028
32
FTE team end of 2026 Product, engineering & commercial in place
3
Markets live UK today; Switzerland & Italy from 2027