The industry is forced to move to AI OS. WealthAi is ready.

Three macro forces converging. The window to build the AI OS in wealth is open now.

Wealth management runs on broken infrastructure

Legacy systems can't scale trust, personalisation, or performance.

One AI OS. Every team gets their time back.

An AI-powered operating system that connects data, agents, and workflows into a single workspace. Purpose-built for wealth managers.

What it is

The Assistant, a workforce of Agents, and a Marketplace.

One intelligent workspace for every role. Natural-language research, policy-governed actions, full audit trail. Unifies data, applications, news, research, and third-party providers with the WealthAi OS orchestrating workflows at scale.

What clients get

• Advisors get their diary back
• Compliance runs on exception, not attrition
• Operations works on strategy, not spreadsheets
• Clients get more face time and better advice

How it works, four layers

Experience

Assistant + Marketplace

Single workspace, plug-in partners.

Control plane

Agents + Orchestration

Multi-model routing, policy and audit.

Data & context

Unified client data

250+ custodian integrations.

Runtime

Azure, enterprise-grade

Encrypted. SOC 2 and ISO in progress.

Purpose-built for Family Offices & EAMs, Wealth Managers, and Private Banks. Founded in 2023, backed by leading fintech VCs, strategic investors who are also clients, and industry-aligned angels.

Built by people who know why this is hard

Deep domain expertise across wealth management, AI engineering, regulatory compliance, and enterprise platform building.

Jason Nabi

CEO & Founder

20+ years fintech & WealthTech. Built and scaled regulated platform businesses. Scaled Paxos.

Pratim Das

CTO, AI & Delivery

Strategic leader in enterprise AI and platform delivery. Deep financial services and platform background.

Paul de Gruchy

Head of Legal & Co-Founder

Qualified lawyer, ex-regulator. Extensive wealth and investment management expertise.

Full team: AI Engineering, Forward Deployment, Pre-sales, Commercial, Marketing. Growing to 26 FTE by end of 2026.

WealthAi Assistant works across the entire firm

A dedicated AI-powered co-worker for every role. Advisors, Compliance Officers, Investment Managers, and Operations.

Three pillars. One operating system.

Every layer designed for regulated wealth workloads. A deeper view of how the platform is built and what it ships with today.

Experience

What the firm uses every day

Role-aware Assistant plus a Marketplace of best-in-class partners.

WealthAi Assistant

Marketplace · 17 partners

Morningstar MDOTM Axyon AI WealthKernel ROYC Stratiphy PlannerPal +10

Intelligence

The agents that do the work

Specialised wealth agents, orchestrated across models with policy, audit, and guardrails.

Agents · 2 live, 10+ by 2027

Research Compliance (Q2) Investments Advisory Risk Onboarding Reporting Operations

SLM & LLM Orchestration

Claude GPT Gemini + SLMs

Foundation

Data and infrastructure underneath

Unified client and market data, every custodian and bank that matters, enterprise-grade runtime.

Data & integrations

250+

Custodian and bank integrations

1 view

Client file, portfolio, suitability

Runtime & security

Microsoft Azure Multi-tenant Encrypted SOC 2 in prep ISO in prep

Experience is where the sales motion lands first. Intelligence is where the platform compounds with every agent added. Foundation is where the regulatory and integration work that competitors underestimate gets done. The three pillars are built to operate together, not as separate modules bolted on later.

Land. Expand. Compound.

An example 100-person wealth manager grows from 10 users with 1 agent to 100 users with the full platform. ARR grows ~10x in 24 months.

Growth velocity in a foundational year

Two distribution vectors

Partners flow into the platform to deepen what we sell. WealthAi flows out through platform partnerships to reach their clients.

Four tracks converging on European mid-market wealth right now

Regulation compounding, enforcement sharpening, AI crossing the line, capital pricing the category. Inside a 24-month window.

Regulation compounds the compliance burden. Enforcement puts a live-fire price tag on failure, including £23M of redress at Lighthouse (Quilter) in May 2023, £18M fine at Julius Baer in September 2023, £426M set aside by SJP in 2024, CHF 12.7M confiscated from Mirabaud in 2024, and £42.4M in fines at Barclays in 2025 across two AML cases (one £3.1M tied to WealthTek client-money failings, the remainder relating to a separate Stunt & Co matter). Technology crossed the line with GPT-4, Claude 3.5 and reasoning models, with ESMA explicitly accepting AI under MiFID II. Market capital has priced the category with three AI-native Series As in twelve months. The cost strip above quantifies the burden on the firms we sell to.

No serious competitor is building for European mid-market wealth

Every other AI-native OS player is either tier-1 focused, US focused, or not wealth-pure. We own the open gap in the segment.

Market Opportunity

£5.5T UK wealth in motion. £600M addressable across our three initial markets (UK, Switzerland, Italy). Methodical, market-by-market expansion.

Raising £3M Seed

50% soft committed  |  Close target: June 2026

What this round unlocks

Use of funds

One intelligent AI platform across the entire wealth management firm

Front office. Middle office. Back office. WealthAi is the AI OS that runs every function.

Sales Motion & Team Build

A structured B2B funnel converts prospects via a cohort programme. Founder-led to Q2 2026, then sales team activates Q3 2026 onwards.

Reference clients as cohort anchor sponsors

Early reference clients lend credibility within the cohort programme. Their voices accelerate conversion across the room.

Client Advisory Board driving new client acquisition

A MarketPlace that compounds with every integration

Partners extend the platform. WealthAi earns 20% of partner revenues. Every integration deepens moat and strategic value.

Three stages to category leadership

Foundational build. Scaled growth. Category leadership.

This is a long-term category build. 2026 is the foundation. The investors who back this round are backing the infrastructure layer of the next generation of wealth management.

Cash positive throughout. Profitable in 2028.

Base scenario from financial model v2. £3M seed funds the build. Profitable in 2028 on +£4.0M EBITDA.

Base scenario from financial model V2. Conservative and Aggressive scenarios available in financial dashboard. Modelled unit economics: NRR 125% (2027) / 108% (2028), LTV:CAC 16.9x, CAC payback 7.1 months, gross margin 75%. The first cohort is in flight; observed CAC and ACV will be published after Q3 2026 close, NRR after 12 months of usage at the anchor client (Q4 2026).

Anticipating challenges. Proactively de-risking.

Every fintech startup faces risks. What sets fundable teams apart is their ability to anticipate and mitigate them.

Sales Pipeline Detail

MarketPlace Partner Ecosystem

Pre-integrated partners. WealthAi retains 10-50% of partner revenues.

Compliance Launch Group: 7 firms confirmed, 5 more being sourced

7 firms shaping the compliance product with direct input. Saranac Partners signed as anchor sponsor (MSA). 5 more being sourced to reach the 12-firm target.

Combined pipeline ARR: £756K+ (4 firms in active discussions; Saranac MSA signed)