Investor Reading Deck · April 2026
The AI Operating System for Wealth

The future of wealth.

The AI Operating System for mid-market wealth managers.

Round
£3M Seed
Target close
June 2026
Confidential
Market opportunity / 02 of 26
Market opportunity

The industry is forced to move to AI OS.
WealthAi is ready.

Three macro forces converging. The window to build the AI OS in wealth is open now.

£5.5T
Transferring to the next generation

The largest intergenerational wealth transfer in history is underway. Recipients expect digital-native, personalised, always-on service that most wealth managers cannot deliver at scale.

Brooks Macdonald · UK wealth transfer data
10,000+
Family offices by 2030

Family offices grow from ~8,030 today to over 10,000 by 2030, holding $5.4T. A fast-growing, underserved segment that needs an operating system out of the box.

Deloitte 2024
75%
UK financial services already use AI

Up from 58% in 2022. Wealth firms are moving from experimenting with AI to embedding it in regulated workflows, including compliance, research, and reporting.

Much of it is Shadow AI: unapproved tools, used outside compliance, breaking FCA SYSC and Consumer Duty obligations.
Bank of England & FCA AI survey 2024
The problem / 03 of 26
The problem

Wealth management runs on broken infrastructure.

Legacy systems cannot scale trust, personalisation, or performance. Margins compress, advisors burn out, clients get less face time.

60–70%
of RM time goes to non-revenue work
RMs at private banks lose most of the day to manual data processing, fragmented platforms and unintegrated research.
McKinsey · Analytics in wealth
2×
AUM and revenue per adviser, unrealised
Automation can free nearly half of RM time. That is enough capacity to double AUM per adviser, trapped behind admin today.
Accenture · Asia Wealth 2023
60–80%
of tech budget keeps legacy alive
Only 20–40% of spend is available for change. Innovation is starved while costs compound.
McKinsey · Ops transformation
10+
disconnected systems at 37% of Swiss firms
Fragmented stacks across custody, portfolio, CRM, research and compliance break every workflow.
PwC Digital Banking 2023
The solution / 04 of 26
The solution

One AI OS. Every team gets their time back.

An AI-powered operating system that connects data, agents, and workflows into a single workspace. Purpose-built for wealth managers.

Advisors get their diary back
Compliance sees all the data, all the time
Operations works on strategy, not spreadsheets
Clients get more face time and better advice
Experience
Assistant + Marketplace
Single workspace, plug-in partners
Assistant
Orchestrator
Research
Live
Compliance
Q2 2026
Advisory
In dev
Control plane
Agents + Orchestration
Multi-model routing, policy, audit
Data & context
Unified client data
250+ custodian integrations
Runtime
Azure, enterprise-grade
Encrypted · SOC 2 & ISO in prep
World class team / 05 of 26
World class team

Built by people who know why this is hard.

Deep domain expertise across wealth management, AI engineering, regulatory compliance, and enterprise platform building.

JN
Jason Nabi
Founder & CEO

35 years in wealth management, capital markets and fintech. Started at Charles Schwab, then Bloomberg. MD at HSBC, Société Générale and BNP Paribas. Former CRO at Paxos. Founded WealthAi Jan 2023.

PD
Pratim Das
Co-Founder & CTO · AI & Delivery

25 years building data and AI platforms. Ex-Microsoft (ethical AI champion), ex-AWS, ex-Capgemini Invent VP Cloud / Data / AI Engineering. MSc Computer Science. Joined WealthAi Feb 2026.

PG
Paul de Gruchy
Co-Founder & Chief of Staff

Commercial and regulatory lawyer, 25 years in wealth management. Senior policy roles at the financial services regulator, led legal at a global bank, took an infrastructure business launch to FTSE 250. Cambridge.

IE
Izel Ersoy
Co-Founder & Chief Product Officer

Ten years of product leadership across wealthtech, family office and insurance platforms. Product Lead at MyFO (£1B+ AUM), integrations with Plaid, Codat, Wealthica. Beedie School of Business. Owns product, design and UX at WealthAi.

CM
Charlotte Morton
Chief Marketing Officer

Twenty-plus years in senior marketing leadership at Google and YouTube. Head of Brand and Reputation Marketing, Head of YouTube B2B Marketing. Cambridge MA. Owns brand, marketing and go-to-market at WealthAi.

14
Member team today
22by H1 2026
33by EOY 2026
Next-tier leadership: Harry Kyprianou (Head of Product & Solutions Strategy, ex-Rathbones), Soheel Haque-Everding (Head of Engineering & AI, ex-UBS/BNP Paribas). Hiring VP Sales, SDRs, AI engineers.
Product showcase / 06 of 26
IP & Moat / 08 of 26
Why this compounds

Why this is harder to displace every quarter.

Shallow Moat depth Deep
01
Portable Assistant

Belongs to the professional, not the firm.

Personal context travels between employers. Every customer puts trained Assistants into the buyer base. The next firm inherits a workforce that already knows how to use us.

AIAIAIAI
Firm A
›
AIAIAIAI
Firm B
›
AIAIAIAI
Firm C
02
Integration Layer

Build once, light up for everyone.

Every integration built for one client lights up for all 17 partners and every future firm. Each new connector becomes part of the platform's surface area, owned by us, used by all.

17 HUB
17 partners live
→ every future firm
03
Client File Lock-In

We become the firm's CRM.

The Client File becomes the system of record. Trained Assistants, custom agents and marketplace subscriptions sit on top. Leaving means rebuilding the firm's operations stack.

Trained Assistants
Custom Agents
Marketplace Subs
Client File · System of Record
Switching cost = rebuild ops Relationships, data, workflows, governance.
The flywheel: more customers → more trained Assistants → more integrations → agents on the Client File → displacement cost rises every quarter.
Business model / 09 of 26
Business model

Land. Expand. Compound.

A 100-person wealth manager grows from one agent to the full platform. Roughly 10× ARR on the same logo inside 24 months.

Stage 1 · Land
Month 1–3
Compliance team adopts
10 users on WAi Assistant. 1 Compliance Agent (MAR).
ARR
~£40K
Stage 2 · Expand team
Month 4–9
More agents in compliance
10 users. 3 agents (Compliance, Research, Risk).
ARR
~£50K
Stage 3 · Expand firm
Month 10–15
Investment team joins
30 users (compliance + investments). 5 agents.
ARR
~£150K
Stage 4 · Marketplace
Month 16–21
Partner integrations live
50 users. 7 agents. Morningstar, MDOTM, PlannerPal.
ARR
~£250K
Stage 5 · Full platform
Month 22–24
Whole firm deployed
100 users. 10 agents. 5+ integrations. Data + connectors live.
ARR
~£400K

Illustrative land-and-expand path for a 100-person wealth manager. Cohort NRR of 123% reflects blended expansion and churn across the customer base.

LTV:CAC
8.48x
CAC Payback
9.1mo
NRR
123%
Gross Margin
75%
Traction / 10 of 26
Traction

Growth velocity in a foundational year.

£400K cARR: 2 live clients + 7 signed clients live by the end of Q2. 39 firms in the pipeline, £2.5M unweighted. Clear path to 11 paying clients and £700K ARR by end 2026.

9
Signed clients by end Q2
2
Live clients
£400K
cARR by end Q2
641
Pipeline users
17
Marketplace partners
3
Markets · UK · CH · IT
Y1 pipeline · by stage
Stage
Firms
TCV
Live clients (paying Q3 2026)
2
£76.6K
Signed · Order Forms + MOUs
7
£302K
Proposal
1
£150K
Use-case workshop
3
£139.4K
2nd meeting & demo
12
£622K
Initial contact
14
£1.22M
Total pipeline
39
£2.49M
Distribution / 11 of 26
Distribution

Two distribution vectors. One platform.

Partners flow in to deepen what we sell. WealthAi flows out through platform partnerships to reach their clients.

← Inbound · Marketplace
17 partners integrated into the platform.
Clients access best-in-class tools through a single integrated platform. WealthAi earns 10–50% revenue share on every transaction.
Morningstar MDOTM Stratiphy Axyon AI WealthKernel ROYC Pretium SIX PlannerPal FE FundInfo FACTSET UBS (AMC) Bridgewise Tiller Copper Julius Baer
Outcome
1 relationship, many tools.
Inbound compounds revenue on every logo we land. Lifts NRR.
Outbound · Platform Partnership →
WealthAi reaches new clients through partner channels.
Strategic partners embed WealthAi into their own client experience, giving us reach into new institutional audiences at near-zero CAC.
Saranac compliance working group
40+ wealth firms · every firm we meet has heard of us through this group
Reach
250 institutional clients.
Proof of the model. Pipeline of further platform partnerships under discussion.
Why now / 12 of 26
Why now

Four tracks converging on European mid-market wealth right now.

Regulation, enforcement, technology and capital. All stacking into the same 24-month window.

2023
2024
2025
2026
2027
TODAY
The window
Regulation
Compliance load is stacking up. Consumer Duty, DORA, EU AI Act.
Jul 23Consumer Duty
Jan 25DORA
Feb 25EU AI Act
Aug 26AI Act · high-risk
Enforcement
£460M+ of wealth-sector conduct fines inside the window.
May 23Lighthouse · £23M
Feb 24SJP · £426M
Sep 24Mirabaud · CHF 12.7M
Jul 25Barclays · £42M
Technology
Frontier models cross the line for regulated, long-context work.
Mar 23GPT-4
May 24ESMA guidance
Jun 24Claude 3.5
Feb 25Reasoning models
Feb 26Claude for Wealth
Market
$95M+ raised by AI-native wealth competitors in 12 months.
Feb 25Unique · $30M
Dec 25Nevis · $40M
Feb 26Avantos · $25M
Q2 26WealthAi · £3M
Competitive positioning / 13 of 26
Competitive positioning

No AI-native player goes full-stack, wealth-pure, European mid-market.

The landscape splits two ways · horizontal (full-firm) vs vertical (one function), and legacy vs AI-native. WealthAi is the only entrant in the AI-native · horizontal · European · mid-market quadrant.

Horizontal · full-firm Vertical · one function
Legacy · Horizontal Incumbents
Infrastructure-first, AI bolted on. Built through acquisitions.
FNZ $2T AUA · 650 firms
SS&C / Black Diamond $2T AUM · 60+ M&A
Temenos 3,000 banks
Avaloq NEC · CHF 5T
additiv DFS orchestration
AI-native · Horizontal The OS wave
Full-firm platforms, AI from day one. Every player picked a different lane.
★ WealthAi UK / CH / IT · <200 people · wealth-pure · compliance wedge
Unique AG CH · enterprise · $53M · 40 clients · Pictet-scale
Nevis US · RIAs · $40M · Sequoia · Ex-Revolut
Avantos US · onboarding + insurance · $35M · Bessemer
advisory.ai IFA-focused point solution · advisory only
Legacy · Vertical Point solutions
The 10-vendor stack firms currently run. Deep in one function, nothing shared.
NICE Actimize Tier-1 banks · 6-12 mo impl
Global Relay Comms archiving
Morningstar Research · $2.1B rev
FactSet Data · $15K+ / seat
Salesforce FSC CRM · Einstein + Agentforce
Wealthbox US RIA CRM
AI-native · Vertical Partners, not rivals
Specialist AI tools. Several are in the WealthAi marketplace today.
MDOTM Point solution · AI portfolio · signed marketplace partner
Stratiphy Point solution · AI research · signed marketplace partner
Conquest Planning Planning · Goldman · 60% of Canada
Asseta AI Family office accounting · $4.2M
Sherpas AI prospecting · $3.2M seed
Legacy · AI bolted on AI-native
Closest direct competitor
Unique AG · Zurich · $53M · 143 staff
SharedEuropean geography, AI-native positioning
WealthAi winsWealth-pure vs broad financial services
WealthAi winsMid-market (<200) vs enterprise (Pictet · ~5,500)
WealthAi winsCompliance wedge (MAR) · Unique has none
Why WealthAi wins the quadrant
1
Only AI-native full-firm platform. Every other challenger picked one function.
2
Compliance wedge no rival has. MAR is mandatory, budget-protected.
3
Platform economics · land & expand. Point solutions sell each capability separately.
4
AI-agnostic, multi-model. Others are locked to one vendor.
5
Marketplace moat. 17 partners signed · compounding ecosystem.
6
Right segment, right time. Mid-market is the gap nobody is serving.
Watchlist · honest risks
Funding gapUnique $53M, Nevis $40M (Sequoia), Avantos $35M vs our £3M
Incumbent bundlingFNZ & SS&C can ship "good enough" AI to installed base
Unique moving down?If they launch a mid-market offering, direct overlap
Expansion / 14 of 26
Expansion · market opportunity

£600M today. £10B+ by 2030.

UK, Switzerland and Italy deliver a £600M SAM today. Global mid-market SAM expands to £3B+ as we reach the US and APAC. The total global wealth-software TAM is projected to exceed £10B by 2030.

£600M
UK · CH · IT SAM

4,545 mid-market wealth firms × £132K blended ACV. 6% capture = £36M ARR by 2028.1

£3B+
Global mid-market SAM

Adding 14,800 US mid-market RIAs and 5,300+ APAC firms at the same blended ACV.2

£10B+
Global TAM by 2030

Total wealth-management software market. USD 5.5B (2024) growing 14% CAGR to USD 12.07B by 2030.3

5
Markets, staged

UK live. Milan and Zurich from 2027. US from 2029. APAC from 2030.

2026
Land UK
United Kingdom
Founder-led deals · Compliance Launch Group · four clients live.
2027
Expand Europe
Milan · Zurich
Italy and Switzerland through existing private-bank beachheads.
2028
Scale Europe
UK · CH · IT · Jersey
Category leader across three markets plus Jersey regulated services.
2029
Enter US
United States
15,870 SEC-registered advisers, 93% mid-market. Same legacy stacks Europe is migrating off.
2030
Enter APAC
Singapore · Hong Kong · Australia
5,300+ regulated firms, US$12.6T manager AUM, fastest-growing wealth region globally.
1 £600M = 4,545 UK/CH/IT mid-market wealth firms × £132K blended ACV (financial model v2.42, 22 April 2026). Firm count triangulated from FCA, FINMA FinIA and Bank of Italy regulator data. 2 Global £3B+ SAM adds US (IAA · COMPLY 2024 Snapshot: 15,870 SEC-registered advisers, 93% < 100 employees = 14,800 mid-market) and APAC-3 (MAS 2024: 1,298 SG fund managers; SFC 2024: 2,212 HK Type 9 managers; Wealth Data Nov 2024: 1,824 AU AFSL licensees) at the same £132K blended ACV. 3 Global TAM: Grand View Research 2024 — wealth management software market USD 5.5B (2024) projected to USD 12.07B by 2030 at 14% CAGR.
The ask / 15 of 26
The ask

Raising £3M Seed.

To turn a foundational year into a leading one. Target close June 2026.

Round£3M Seed
Target closeJune 2026
Runway24 months
BreakevenMonthly EBITDA Jun 2028
Use of funds
40%
Product & Engineering
Platform depth. Agent development. Data layer build-out.
30%
Commercial & Sales
GTM execution. Reference-client expansion. Forward deployment.
20%
Team
Key hires: product, engineering, commercial. Target 32 FTE by EOY 2026.
10%
Infrastructure & Ops
Azure hosting. Compliance. Legal. Operational runway.
What this round unlocks
16
Clients live by Dec 2026 Compliance + Research agents; full Assistant deployment
£965K
ARR by end of 2026 Path to £15.01M ARR by 2028
32
FTE team end of 2026 Product, engineering & commercial in place
3
Markets live UK today; Switzerland & Italy from 2027
Contact / 16 of 26

The AI Operating System for
the next era of wealth management.

£3M Seed  ·  Target close: June 2026

Jason Nabi
wealthai.tech
Confidential · April 2026
Go to market / 17 of 26
Go to market

Sales motion & team build.

A structured B2B funnel converts prospects via a cohort programme. Founder-led to Q2 2026, then sales team activates Q3 2026 onwards.

The conversion engine
Cohort closes 3–5× faster than linear sales.
Top of funnel · SDR + Marketing + PR
30–50 conversations / cycle
Middle · Inside Sales
8–12 firms enter each cohort
Cohort · Product, Tech, Business Analysts
50–60% close to paid
★ Customer live
Expansion begins
Post-sale expansion · CS + Product
120%+ Net Revenue Retention
Three phases. Founder-led today. Scaled in 2027.
Phase 1 Now → Q2 2026
Founder-Led Bootstrap
Jason + Product, Tech, FDE

Jason runs the first cohort with Saranac as anchor sponsor. Four clients are live; paying from Q3 2026 (Patronus and Saranac anchor). Sales playbook documented as the cohort engine is proven.

Phase 2 Q3 2026 onwards
Sales Team Activation
Post-seed close

SDR, Inside Sales, Cohort Delivery, Customer Success and Marketing / PR teams hired. Switzerland & Italy commercial teams follow in Q4.

Phase 3 2027 onwards
Scale
CCO + 8–12 sellers across 3 geos

Head of Sales / CCO hired. Multiple cohorts run concurrently per market. Founder transitions to strategic accounts and partnerships.

Live clients / 18 of 26
Live clients

Live clients as cohort anchor sponsors.

Two live deployments, three anchor sponsors. Every launch firm brings 3–5 peers into the next cohort.

EAM · United Kingdom
Saranac Partners
MSA signed · Founding partner

WealthAi has the potential to redefine compliance monitoring and risk management, saving an enormous amount of time that was previously spent manually searching for key data.

Philip Dench · Head of Risk & Compliance, Saranac
Boutique · United Kingdom
New College Capital
Live · paying from Q3 2026

We can already see the direct benefits of AI in how we attract new clients and grow our AUA. WealthAi is helping us move faster and operate at a higher level.

Rob Reoch · New College Capital
3
Anchor sponsor firms
7
Compliance Launch Group confirmed
3–5×
Peer referrals per anchor
Marketplace / 19 of 26
Marketplace

A Marketplace that compounds with every integration.

Best-in-class wealth partners, pre-integrated. WealthAi retains 10–50% of partner revenues on every transaction.

17
Partners · 6 live · 11 LOI
6
Categories covered
10–50%
Revenue share retained
1
Integration for the firm
Research & data 50–20% share
Portfolio & quant 25–20% share
Advisory & planning 20–10% share
Alternatives & custody 20–10% share
Onboarding & AML 20–10% share
Next · in pipeline H2 2026
Compounding mechanics One integration for the firm. Partners bring the tool. WealthAi retains 10–50% of partner revenue on every transaction. Adds a revenue line on every logo we land — NRR compounds without new CAC.
Roadmap / 20 of 26
Roadmap

Three stages to category leadership.

Land 16 clients / £965K ARR. Scale to 47 / £4.88M. Compound to 106 / £15.01M by 2028. Each stage builds on the last.

Today
EOY 2026
EOY 2027
EOY 2028
Now
Clients & ARR Revenue milestones
16 clients · £965K ARRCompliance + Research live; Compliance GA
47 clients · £4.88M ARRFull agentic suite · NRR 123%
106 clients · £15.01M ARRFull-year profitable +£878K EBITDA · NRR 123%
Product Agent surface + platform
Compliance GA · CRM launchedMAR + Consumer Duty · Client File live
Platform V2 · full agenticResearch · Investments · Risk GA
15+ agents · F/M/B officeCategory reference · UK / CH / IT mid-market
Markets & distribution Geographic + partnerships
UK live · CH + IT launching10+ MarketPlace integrations · Advisory Board
UK + CH + IT scale20+ MarketPlace partners · all ICPs
UK + CH + IT + Jersey regulatedAPAC plan · Marketplace as category
Team & capital Headcount + funding
Seed £3M · 32 FTE24-month runway
35 FTE · Approaching breakeven through 2027On the seed alone
37 FTE · £6.07M organic cashCategory reference
Stage 1 · Foundation EOY 2026 Seed funded · underway
Stage 2 · Scale EOY 2027 Monthly EBITDA breakeven
Stage 3 · Category leader EOY 2028 Profitable
2026 is the foundation. Investors who back this round are backing the infrastructure layer of the next generation of wealth.
Financial projections / 21 of 26
Financial projections

Cash positive throughout. Profitable in 2028.

Base scenario from financial model v2.42. £3M seed funds the build to monthly EBITDA breakeven Jun 2028 on its own. Full-year profitable in 2028 on +£878K EBITDA. Conservative and aggressive scenarios available in the financial dashboard.

EOY 2026
Seed funded
Clients
16
ARR
£965K
Net revenue
£225K
EBITDA
(£1.73M)
FTE
32
EOY 2027
Scale
Clients
47
ARR
£4.88M
Net revenue
£2.96M
EBITDA
(£2.57M)
FTE
35
EOY 2028
Profitable
Clients
106
ARR
£15.01M
Net revenue
£9.55M
EBITDA
+£878K
FTE
37
Unit economics · 2028 base scenario
NRR
123% (2027) · 123% (2028)
LTV : CAC
8.48x
CAC payback
8.8 months
Gross margin
75%
How we validate

The first cohort is in flight. Observed CAC and ACV will be published after Q3 2026 close. NRR after 12 months of usage at the anchor client (Q4 2026).

Modelled on actual pipeline with 30% weighting.
Conservative ramp · disciplined spend · monthly EBITDA breakeven Jun 2028
Risk & mitigation / 22 of 26
Risk & mitigation

Anticipating challenges. Proactively de-risking.

Every business of this scale has real risks. These are ours, and what we are already doing about them.

R1
Enterprise sales cycles stretch.
Medium
Regulated wealth firms buy slowly. A single delayed cohort can slip a quarter of ARR.
Mitigation in place
Compliance Launch Group compresses cycles to 3 months. Cohort-based selling means multiple deals in parallel. Founder-led deals get board access.
Sales cycle3 months Industry baseline6–9 months
R2
Incumbents add AI features.
Medium
FNZ, Temenos, Avaloq bolt AI onto legacy platforms. Fast-follow risk on surface features.
Mitigation in place
AI-native architecture is a generational gap, not a feature. Our moat is the orchestration layer + wealth-specific agents + compliance-first governance.
ArchitectureAI-native Incumbent gapGenerational
R3
Model risk & hallucination.
High
Regulated workflows cannot tolerate fabrication. One bad advice output erodes years of trust.
Mitigation in place
Grounded retrieval, human-in-the-loop for all regulated outputs, full audit trail, multi-model routing, eval-first deployment discipline.
HITL coverage100% regulated Audit trailEnd-to-end
R4
Talent density at scale.
Low–Medium
AI-wealth engineers are scarce and expensive. Growth is gated by hiring quality.
Mitigation in place
Remote-first across EU. Forward Deployment model reduces hiring pressure on implementation. Strong technical brand attracts senior talent.
Hiring modelRemote-first EU Team build10 → 26 / 18mo
Contact / 23 of 26

The AI Operating System for
the next era of wealth management.

£3M Seed  ·  Target close: June 2026

Jason Nabi
wealthai.tech
Confidential · April 2026
Appendix / A1 of 26
Appendix · A1

Sales pipeline detail.

13 active deals worth £784K ARR converting now, on a wider funnel of 50+ logos worth ~£6M across the UK, Switzerland, Italy and wider Europe. Four clients live, paying from Q3 2026.

Q2 active deals · by status
Live on platform
4
£249K cARR
Enterprise converting
3
£160K+
Moving to pilot
6
£375K+
Rest of pipeline
50+
~£6M
Top-of-funnel growth
12+/mo
referrals + selling
13 active Q2 deals
£784K ARR
Four clients live · paying from Q3 2026 · wider funnel 50+ logos worth ~£6M
By market
UKCore 2026
Switzerland2027
Italy2027
Wider Europe2027+
Client Status (May 2026) cARR / forecast
New College Capital MOU signed, live on platform v1 £12K
Knightons Capital MOU signed, live on platform v1 £12K
Saranac Partners Moving to 3yr enterprise deal, live, 30+ users £200K cARR
Patronus Partners Signed 3yr enterprise agreement, live £25K
Affinity Wealth MOU signed, focused on Trust est £10K
Mediobanca Pilot agreement signed, Research & Advisory £100K+
Walker Crips Moving to 3yr enterprise deal, also investing in Seed £50K
FTP Family Office Moving to pilot, FO solution to replace Addepar £100K+
Banca Sella Moving to pilot alongside Seed investment £100K+
JM Finn Moving to pilot, Compliance Launch Group £100K
Plurimi Moving to pilot, Compliance Launch Group (ref Saranac) £30K
Alti Global Pilot closing, Compliance Launch Group (ref Saranac) £25K
Investa Moving to pilot, Compliance Launch Group (ref Saranac) est £20K
13 active Q2 deals Wider funnel: 50+ logos, ~£6M £784K ARR
13
Active Q2 deals
£784K
Q2 deal ARR
50+
Wider funnel (~£6M)
12+/mo
New logos
Appendix / A2 of 26
Appendix · A2

Marketplace partners.

Pre-integrated partners. WealthAi retains 10–50% of partner revenues on every transaction routed through the platform.

Partner Product Pricing WAi share
WealthAiAssistant / Platform£3,300 / user / yr100%
WealthAiResearch Agent£5,000 / user / yr100%
WealthAiCompliance Agent£5,000 / user / yr100%
WealthAiAPI license£15,000 / firm / yr100%
MorningstarData services£5,000 / user50%
MDOTMPortfolio optimiser£36,000 / firm20%
MDOTMPortfolio commentary£36,000 / firm20%
Axyon AIQuant / PM£100,00025%
PlannerPalMeeting intelligence£1,200 / user / yr10%
PretiumMulti-custodian data aggregation£90,00010%
StratiphyPM app£20,000100%
ScryptE2C£5,000 bps10%
ROYCAlternatives£50,000 bps10%
WealthKernelE2C custody£100,00020%
TillerAML onboarding£20,000 / firm20%
GPTAdvisorAdvisory£20,000 / firm20%
CopperCustody£20,00010%
Appendix / A3 of 26
Appendix · A3

Compliance Launch Group · 8 firms in the first cohort.

8 firms shaping the Compliance product with direct input. Saranac Partners signed as anchor sponsor (MSA). 4 sourcing for the second cohort (12 total across two cohorts).

01 Founding partner · MSA
Saranac Partners
EAM · UK
Anchor sponsor. Leading the MAR Agent PoC and product co-design sessions.
Pipeline ARRMSA signed
02 Q2 · first paying
Patronus Partners
WM · UK
Four clients live, paying from Q3 2026. Active MAR deployment.
Pipeline ARR£58K
03 In progress
JM Finn
WM · UK
100+ users in scope · board-level sponsorship.
Pipeline ARR£275K
04 In progress
Rathbones
WM · UK
Major UK wealth manager. Second-meeting stage.
Pipeline ARR£93K
05 In progress
Mediobanca
PB · Italy
Largest pipeline deal. Italian private bank · signed MOU.
Pipeline ARR£330K
06 In progress
Plurimi
WM · UK
Active discussions · use-case workshop stage.
Pipeline ARRTBD
07 In progress
Alti Tiedemann
WM · UK
Active discussions · use-case workshop stage.
Pipeline ARRTBD
+5 Target · end Q2 2026
5 more to source
UK / CH / IT · mid-market
Reaching 12-firm cohort target by end Q2 2026. Sourced from qualified pipeline.
Combined target£1M+ ARR
7/12
Confirmed · target 12
£756K
Pipeline ARR · 4 firms
1
MSA signed · Saranac
3
Markets · UK · CH · IT
Why the cohort model works
  • Compresses sales cycle to 3 months vs 6-9 standard.
  • Product co-design with target buyers. Features ship to their pain points.
  • Peer reference built in. Each cohort member sells the next.
  • Volume pricing protects anchor economics for the group.
Cohort journey · Mar → end Q2 2026
Mar–AprIndividual presentations · Saranac MSA signed
End AprCompliance Group kick-off meeting
May–JunFollow-on sessions + deployment planning
End Q2 2612 firms live in Launch Group