Investor Presentation · April 2026
The AI Operating System for Wealth

The future of wealth.

The AI Operating System for mid-market wealth managers. Purpose-built for family offices, EAMs, and private banks.

Round
£3M Seed
Target close
June 2026
Confidential
Why now / 02 of 15
Why now

Four tracks converging right now.

2023
2024
2025
2026
2027
TODAY
The window
Regulation
Jul 23Consumer Duty
Jan 25DORA
Feb 25EU AI Act
Aug 26AI Act · high-risk
Enforcement
May 23Lighthouse · £23M
Feb 24SJP · £426M
Sep 24Mirabaud · CHF 12.7M
Jul 25Barclays · £42M
Technology
Mar 23GPT-4
May 24ESMA guidance
Jun 24Claude 3.5
Feb 25Reasoning models
Feb 26Claude for Wealth
Market
Feb 25Unique · $30M
Dec 25Nevis · $40M
Feb 26Avantos · $25M
Q2 26WealthAi · £3M
The problem / 03 of 15
The problem

Wealth management runs on broken infrastructure.

60–70%
of RM time goes to non-revenue work
McKinsey · Analytics in wealth
2×
AUM and revenue per adviser, unrealised
Accenture · Asia Wealth 2023
60–80%
of tech budget keeps legacy alive
McKinsey · Ops transformation
10+
disconnected systems at 37% of Swiss firms
PwC Digital Banking 2023
The solution / 04 of 15
The solution

One AI OS. Every team gets their time back.

Advisors get their diary back
Compliance sees all the data, all the time
Operations works on strategy, not spreadsheets
Clients get more face time and better advice
Experience
Assistant + Marketplace
Single workspace, plug-in partners
Assistant
Orchestrator
Research
Live
Compliance
Q2 2026
Advisory
In dev
Control plane
Agents + Orchestration
Multi-model routing, policy, audit
Data & context
Unified client data
250+ custodian integrations
Runtime
Azure, enterprise-grade
Encrypted · SOC 2 & ISO in prep
Product showcase / 05 of 15
IP & Moat / 07 of 15
Why this compounds

Why this is harder to displace every quarter.

Shallow Moat depth Deep
01
Portable Assistant

Belongs to the professional, not the firm.

Personal context travels between employers. Every customer puts trained Assistants into the buyer base. The next firm inherits a workforce that already knows how to use us.

AIAIAIAI
Firm A
›
AIAIAIAI
Firm B
›
AIAIAIAI
Firm C
02
Integration Layer

Build once, light up for everyone.

Every integration built for one client lights up for all 17 partners and every future firm. Each new connector becomes part of the platform's surface area, owned by us, used by all.

17 HUB
17 partners live
→ every future firm
03
Client File Lock-In

We become the firm's CRM.

The Client File becomes the system of record. Trained Assistants, custom agents and marketplace subscriptions sit on top. Leaving means rebuilding the firm's operations stack.

Trained Assistants
Custom Agents
Marketplace Subs
Client File · System of Record
Switching cost = rebuild ops Relationships, data, workflows, governance.
The flywheel: more customers → more trained Assistants → more integrations → agents on the Client File → displacement cost rises every quarter.
Business model / 08 of 15
Business model

Land. Expand. Compound.

Roughly 10× ARR on the same logo inside 24 months.

Stage 1 · Land
Month 1–3
Compliance team adopts
10 users on WAi Assistant. 1 Compliance Agent (MAR).
ARR
~£40K
Stage 2 · Expand team
Month 4–9
More agents in compliance
10 users. 3 agents (Compliance, Research, Risk).
ARR
~£50K
Stage 3 · Expand firm
Month 10–15
Investment team joins
30 users (compliance + investments). 5 agents.
ARR
~£150K
Stage 4 · Marketplace
Month 16–21
Partner integrations live
50 users. 7 agents. Morningstar, MDOTM, PlannerPal.
ARR
~£250K
Stage 5 · Full platform
Month 22–24
Whole firm deployed
100 users. 10 agents. 5+ integrations. Data + connectors live.
ARR
~£400K
LTV:CAC
8.48x
CAC Payback
9.1mo
NRR
123%
Gross Margin
75%
Traction / 09 of 15
Traction

Growth velocity in a foundational year.

£784K ARR pipeline: 4 clients live (£100K cARR, paying from Q3 2026) plus 13 active deals converting now, on a wider funnel of 50+ logos worth ~£6M. The v2.43 model targets 16 clients and £965K ARR by end 2026.

13
Active Q2 deals
4
Live clients
£784K
Active deal ARR
50+
Wider funnel logos
17
Marketplace partners
3
Markets · UK · CH · IT
Q2 active deals · by status
Stage
Firms
TCV
Live on platform (paying Q3 2026)
4
£249K
Enterprise agreements converting
3
£160K+
Moving to pilot
6
£375K+
Wider funnel (all stages)
50+
~£6M
Active Q2 deals
13
£784K
Distribution / 10 of 15
Distribution

Two distribution vectors. One platform.

← Inbound · Marketplace
17 partners integrated into the platform.
Morningstar MDOTM Stratiphy Axyon AI WealthKernel ROYC Pretium SIX PlannerPal FE FundInfo FACTSET UBS (AMC) Bridgewise Tiller Copper Julius Baer
Outcome
1 relationship, many tools.
Outbound · Platform Partnership →
WealthAi reaches new clients through partner channels.
Saranac compliance working group
40+ wealth firms · every firm we meet has heard of us through this group
Reach
250 institutional clients.
Competitive positioning / 11 of 15
Competitive positioning

No AI-native player goes full-stack, wealth-pure, European mid-market.

Horizontal · full-firm Vertical · one function
Legacy · Horizontal Incumbents
Infrastructure-first, AI bolted on. Built through acquisitions.
FNZ $2T AUA · 650 firms
SS&C / Black Diamond $2T AUM · 60+ M&A
Temenos 3,000 banks
Avaloq NEC · CHF 5T
additiv DFS orchestration
AI-native · Horizontal The OS wave
Full-firm platforms, AI from day one. Every player picked a different lane.
★ WealthAi UK / CH / IT · <200 people · wealth-pure · compliance wedge
Unique AG CH · enterprise · $53M · 40 clients · Pictet-scale
Nevis US · RIAs · $40M · Sequoia · Ex-Revolut
Avantos US · onboarding + insurance · $35M · Bessemer
advisory.ai IFA-focused point solution · advisory only
Legacy · Vertical Point solutions
The 10-vendor stack firms currently run. Deep in one function, nothing shared.
NICE Actimize Tier-1 banks · 6-12 mo impl
Global Relay Comms archiving
Morningstar Research · $2.1B rev
FactSet Data · $15K+ / seat
Salesforce FSC CRM · Einstein + Agentforce
Wealthbox US RIA CRM
AI-native · Vertical Partners, not rivals
Specialist AI tools. Several are in the WealthAi marketplace today.
MDOTM Point solution · AI portfolio · signed marketplace partner
Stratiphy Point solution · AI research · signed marketplace partner
Conquest Planning Planning · Goldman · 60% of Canada
Asseta AI Family office accounting · $4.2M
Sherpas AI prospecting · $3.2M seed
Legacy · AI bolted on AI-native
Closest direct competitor
Unique AG · Zurich · $53M · 143 staff
SharedEuropean geography, AI-native positioning
WealthAi winsWealth-pure vs broad financial services
WealthAi winsMid-market (<200) vs enterprise (Pictet · ~5,500)
WealthAi winsCompliance wedge (MAR) · Unique has none
Why WealthAi wins the quadrant
1
Only AI-native full-firm platform. Every other challenger picked one function.
2
Compliance wedge no rival has. MAR is mandatory, budget-protected.
3
Platform economics · land & expand. Point solutions sell each capability separately.
4
AI-agnostic, multi-model. Others are locked to one vendor.
5
Marketplace moat. 17 partners signed · compounding ecosystem.
6
Right segment, right time. Mid-market is the gap nobody is serving.
Watchlist · honest risks
Funding gapUnique $53M, Nevis $40M (Sequoia), Avantos $35M vs our £3M
Incumbent bundlingFNZ & SS&C can ship "good enough" AI to installed base
Unique moving down?If they launch a mid-market offering, direct overlap
Expansion / 12 of 15
Expansion · market opportunity

£600M today. £10B+ by 2030.

£600M
UK · CH · IT SAM1
£3B+
Global mid-market SAM2
£10B+
Global TAM by 20303
5
Markets, staged
2026
Land UK
United Kingdom
2027
Expand Europe
Milan · Zurich
2028
Scale Europe
UK · CH · IT · Jersey
2029
Enter US
United States
2030
Enter APAC
Singapore · HK · AU
1 4,545 UK/CH/IT mid-market wealth firms × £132K blended ACV (FCA, FINMA FinIA, Bank of Italy). 2 Adds US 14,800 mid-market RIAs (IAA/COMPLY 2024) and APAC-3 5,334 firms (MAS, SFC, Wealth Data 2024) at same ACV. 3 Global TAM: Grand View Research 2024 — wealth mgmt software USD 5.5B (2024) → USD 12.07B by 2030 at 14% CAGR.
Go to market / 13 of 15
Go to market

Sales motion & team build.

The conversion engine
Cohort closes 3–5× faster than linear sales.
Top of funnel · SDR + Marketing + PR
30–50 conversations / cycle
Middle · Inside Sales
8–12 firms enter each cohort
Cohort · Product, Tech, Business Analysts
50–60% close to paid
★ Customer live
Expansion begins
Post-sale expansion · CS + Product
120%+ Net Revenue Retention
Three phases. Founder-led today. Scaled in 2027.
Phase 1 Now → Q2 2026
Founder-Led Bootstrap
Jason runs commercial end-to-end. Every close informs product. Cohort-led sales model is validated before scaling.
TeamJason + Product · Tech · Business Analysts
Target16 clients · £965K ARR
Phase 2 Q3 2026 onwards
Sales Team Activation
First AE hires post-seed. Repeatable cohort playbook handed off. SDR + marketing engine feeds a predictable pipeline.
Team2–3 AEs · 1 SDR · Marketing
Target47 clients · £4.88M ARR
Phase 3 2027 onwards
Scale across geographies
CCO leads a multi-region sales org. UK core, DACH and Nordics open, with partner channel activating in parallel.
TeamCCO + 8–12 sellers · 3 geos
Target106 clients · £15.01M ARR
World class team / 14 of 15
World class team

Built by people who know why this is hard.

JN
Jason Nabi
Founder & CEO

35 years in wealth management, capital markets and fintech. Started at Charles Schwab, then Bloomberg. MD at HSBC, Société Générale and BNP Paribas. Former CRO at Paxos. Founded WealthAi Jan 2023.

PD
Pratim Das
Co-Founder & CTO · AI & Delivery

25 years building data and AI platforms. Ex-Microsoft (ethical AI champion), ex-AWS, ex-Capgemini Invent VP Cloud / Data / AI Engineering. MSc Computer Science. Joined WealthAi Feb 2026.

PG
Paul de Gruchy
Co-Founder & Chief of Staff

Commercial and regulatory lawyer, 25 years in wealth management. Senior policy roles at the financial services regulator, led legal at a global bank, took an infrastructure business launch to FTSE 250. Cambridge.

IE
Izel Ersoy
Co-Founder & Chief Product Officer

Ten years of product leadership across wealthtech, family office and insurance platforms. Product Lead at MyFO (£1B+ AUM), integrations with Plaid, Codat, Wealthica. Beedie School of Business. Owns product, design and UX at WealthAi.

CM
Charlotte Morton
Chief Marketing Officer

Twenty-plus years in senior marketing leadership at Google and YouTube. Head of Brand and Reputation Marketing, Head of YouTube B2B Marketing. Cambridge MA. Owns brand, marketing and go-to-market at WealthAi.

14
Member team today
22by H1 2026
32by EOY 2026
Next-tier leadership: Harry Kyprianou (Head of Product & Solutions Strategy, ex-Rathbones), Soheel Haque-Everding (Head of Engineering & AI, ex-UBS/BNP Paribas). Hiring VP Sales, SDRs, AI engineers.
The ask / 15 of 15
The ask

Raising £3M Seed.

Target close June 2026.

Round£3M Seed
Target closeJune 2026
Runway24 months
BreakevenMonthly EBITDA Jun 2028
Use of funds
45%
Commercial, Sales & GTM
30%
Product & Engineering
15%
Operations
10%
Infrastructure
What this round unlocks
16
Clients live by Dec 2026 Compliance + Research agents; full Assistant deployment
£965K
ARR by end of 2026 Path to £15.01M ARR by 2028
32
FTE team end of 2026 Product, engineering & commercial in place
3
Markets live UK today; Switzerland & Italy from 2027